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Tag: Personal Umbrella Policy

Personal Umbrella Insurance - Why You Need It

Umbrella Insurance? Umbrella insurance provides protection over your auto and homeowners or renters insurance. If you have a significant insurance claim and use up your auto or home insurance limits you are personally responsible.  An umbrella policy sits on top of the auto and home insurance and provides you with one million dollars or more of additional insurance protection. In today's litigious times it is...

Raise My Insurance Deductible?

Why Would I Want to Raise My Insurance Deductible? We're all looking for ways to save a buck or two. When it comes to homeowners insurance, a great way to put more money in your wallet is to bump up your deductible. "Won't I have to pay more when I make a claim?" most people ask. Yes, but you'll likely save in the long run....