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Tag: Flood Insurance

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...

Commonly Overlooked Types of Business Insurance

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...

What To Do If You Have A Water Claim

Moving? Don't Forget to Pack Your Moving Insurance Your belongings are boxed. Your closing is scheduled. You've filed dozens of change-of-address forms. What's left to do for your move? Have you thought about moving insurance? If you're hiring professional movers, you may assume you're covered. This might not be the case. All moving companies are liable for the property they transport. However, their basic liability...

How to Pick the Homeowner's Insurance Policy That's Right For You

How to Pick the Homeowners Policy That's Right For You Congratulations! You've made the decision; it's time to become a homeowner. But before you even start your home search, look into the kinds of homeowners insurance you'll need. Follow these tips to protect your new family home for a lifetime: Insure your home at replacement value When you purchase homeowners insurance, you have a choice...