Skip to the content

Tag: Colorado Annuities

How to Measure the Value of a Fixed Annuity

How Qualified and non-Qualified Annuities Differ You may have heard that annuities can be used in tax-qualified retirement plans, such as Individual Retirement Accounts (IRAs), 401(k) plans and 403(b) plans, but do you understand how these annuities work? Annuities used in these tax-qualified retirement plans are often referred to as qualified annuities. Alternatively, annuities that are not used in tax-qualified retirement plans are often referred...

Purchasing an Annuity Can Affect Your Whole Portfolio

Inflation-Protected Annuities: There are Pros and Cons Annuities have been around for centuries: Reportedly, savvy investors in ancient Rome would make one-time payments to an "annua" contract and receive income payments once a year for the rest of their lives. Today, annuities have bells and whistles, but the concept is the same: You make a payment to an insurance company, either by lump sum or...

Annuities News You Can Use: Purchasing an Annuity Can Affect your Whole Portfolio

Annuities in Colorado: A New Approach to Risk Management As you approach retirement, you'll probably be discussing with yourself - perhaps on a regular basis - how much of your money should be in stocks as compared with bonds. It's an age-old question, and today many advisors are addressing it in a new way. Traditionally, advisors have assessed asset allocation by evaluating a client's risk...

Annuities News You Can Use: 'Quest for Certainty' is Growing Annuity Sales

'Quest for Certainty' is Growing Annuity Sales The appeal of fixed income annuities is growing, according to the not-for-profit organization Insured Retirement Institute (IRI). Figures released recently by IRI indicate that fixed annuities set a new sales record in the third quarter of 2012. Sales of fixed income annuities increased to nearly $2.4 billion in the third quarter, up 3.8% from $2.3 billion in the...

Annuities News You Can Use: Should You Postpone Your Annuity Payments?

The Pros and Cons of Structured Settlement Annuities Some insurance companies are promoting what is called a "structured-settlement annuity," but potential claimants may want to look closely at it. With a structured-settlement annuity, an injured person receives a monthly payment from an insurance company as compensation for damages. Often the party entitled to these payments wants the cash now and sells his or her rights...