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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?

On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...

Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?

Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...

Changing Your Life Insurance Beneficiary

Changing Your Life Insurance Beneficiary If you have dependents, such as children or a nonworking spouse, you probably have a life insurance policy. We hope you do. But it is important to remember that as your life circumstances change, your policy needs to change as well. When you purchased a life insurance policy, you named at least one beneficiary (the person or people who will...

Have You Reviewed Your Insurance Coverage for 2020?

Have You Reviewed Your Insurance Coverage for 2020? As the new year approaches, we often look back at the year gone by, reflect on the coming year, and make resolutions for the future. Business owners should do the same. But this means more than setting revenue goals. An important part of this review process should involve insurance coverage. The flipping of the calendar page is...