A Fun Look At Your New Year’s Resolutions

A Fun Look At  Your 2017 New Year’s Resolutions
Resolutions

What New Year’s resolutions did you make for 2017? Be honest – were they the same ones you made for 2016?

Researchers tell us that only 8% of those who make New Year’s resolutions actually achieve their goals.

Perhaps if we made some of these individuals’ resolutions, that statistic would improve:

Stop hanging out with people who ask about my New Year’s resolutions.

My New Year’s resolution is to decipher the obscure meaning of yours.

Accomplish the goals of 2016, which I should have done in 2015 because I promised them in 2014 and planned them in 2013.

My New Year’s resolution was going to be to quit all my bad habits, but then it occurred to me – no one likes a quitter.

My New Year’s resolution is to spend more quality time with you. Will you accept me as a Facebook friend and let me follow you on Twitter?

Since it is tradition to break my New Year’s resolutions, I think this year I’ll try for being lazy and see what happens.

My New Year’s resolution is to simply remember to write the date as 2017, instead of 2016.

My New Year’s resolution is to not make any New Year’s resolutions, and now that I’ve broken it, I’m all done with resolutions this year.


Life Is Good: So Why Are We Rocking the Boat?
Rocking Boat

Why, when everything is going so well, do we rock the boat?

In a recent article on greatist.com, writer and life coach Susie Moore reports, “Self-sabotage is most common when life is at its best.”

It sounds odd, but some people simply can’t abide success. When they achieve it, they don’t believe they deserve it, and they subconsciously frighten themselves into failure. Others feel guilty for leaving less successful friends behind – or they believe success is a burden and sabotage themselves so it doesn’t happen again.

In her article, Moore highlights the work of author Gay Hendricks, who writes, “Conquer your fears and take life to the next level” in his book The Big Leap. Hendricks calls it “the upper limit problem,” and asserts that everyone suffers at least a little from the conviction they’ve gone as far as they should or could go – their upper limit – and as a result, they give themselves a subconscious reason to build defeat into their next efforts.

Says Hendricks, “…the more successful you get, the more urgent it becomes to identify and overcome your upper limit problem.” He insists that each of us must combat our upper-limit problem to achieve our full potential.

How? Face those fears. As Moore herself found, “Knowledge of these fundamental fears allows us to help release their power over us.” She adds, “Transcending your upper limits is possible. You can choose an upward spiral. Your very own big leap awaits.”

So choose the upward spiral…and don’t rock the boat!


When a Hobby Is So Much More Than a Toy!
“In polite society, we call our obsessions hobbies,” notes author Stephen King. So what are your obsessions/hobbies?

Do they involve a significant investment in collectibles? Expensive equipment? If your hobby is running, you probably don’t have additional insurance concerns. However, if you collect rare coins, build and operate radio-controlled vehicles, or restore and sell antiques, you likely have a lot more to consider.

If your home houses a hobby that is vulnerable to loss, it’s important to evaluate what insurance coverage you need. Limits on homeowner and renter policies may be too low, or the causes of loss that are covered might not be appropriate. These may not be sufficient to cover your hobby. For example, consider the following:

  • The value of your items: does the total push you over your homeowners coverage limits? You might need to increase limits or add a policy.
  • All the ways you could lose your collectibles: theft, vandalism, fire, etc. Do your current policies cover all the potential types of loss? If not, you may need to expand coverage.
  • Any risks your activity may pose: does your hobby require any equipment that could be dangerous to others? You might need liability insurance.
  • Whether it’s partly business: do you sell items from your home? You may need business insurance.
  • Any unique risks created by your hobby: do you travel to trade shows with your items? Perhaps you need travel insurance, or additional liability insurance. If your hobby involves a single high-ticket item, such as an ATV or an electric guitar, you might need a separate rider to cover this item.

If you have a financial investment in your hobby, it’s important to insure it properly. Your insurance agent can help you determine what coverage you need for the best protection. Which is what it’s all about. After all, your beloved obsession is so much more than a toy!

March 21st, 2017 by Lightship Insurance