Skip to the content

Archives: 2012

December News You Can Use: Tis the Season in Colorado…to Decorate

 Six Factors to Consider When Buying Life Insurance Life insurance can be an important component of a financial plan, but what kind you choose and how much you purchase depends on your individual financial circumstances. Here are six factors to consider when thinking about life insurance:   Consider whether you need life insurance in the first place. You generally purchase life insurance in order to...

November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)

Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...

October News You Can Use

Simple Maintenance Can Prevent Water Damage Claims According to one large insurance carrier, water damage is a much more likely cause of homeowner claims than fires. Excluding claims for catastrophes, such as hurricanes, American homes are 10 times more likely to suffer from water damage than from fires. Note that property maintenance is important in the event of a claim. In fact, you may not...

October News You Can Use for business

Be Aware of Auto Policy Exclusions Business auto policies have exclusions that limit coverage. Be aware of the exclusions and compensate for them. The top five are: There is no coverage for injuries to your employees arising out of the use of a covered business auto. This makes workers' compensation insurance not just a luxury but a necessity. There is no coverage for personal property...