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Tag: Denver Insurance

What Is and Is Not Covered by Home Insurance

Here's What Is and Isn't Covered by Your Homeowners Insurance When it comes to homeowners insurance, you likely have many questions, with "What does it cover?" and "What doesn't it cover?" probably being the most important. Here are some things to be aware of. A basic homeowners insurance policy covers your home and possessions in the case of fire, windstorm (unless you live in a...

Reasons For Life Insurance

Key Ways You May Need to Use Life Insurance Life insurance is typically used to provide replacement income for those who depend on you. That includes spouses, children or other dependents, such as minor grandchildren, disabled adults and the like. But what exactly does "replacement income" refer to? There are many ways to consider the idea. First, replacement income could refer to funeral costs and...

Is Your Property Ready for Fall?

Is Your Property Ready for the Fall? Any change of season is a good time to review your property to ensure it's in tip-top shape, and fall is no exception. Here are five things to check before the weather cools. Is your roof ready? Spring and summer storms often cause roof damage, and even minor damage can become a large problem over the winter. Inspect...

I Didn't File a Claim but My Home Insurance Went Up. Why?

I Didn't File a Claim but My Home Insurance Went Up. Why? A number of factors contribute to determining your insurance premium. It is possible for your home insurance to go up even if you didn’t file a claim. Here are some reasons. Home changes. If you have upgraded or renovated your home, it is worth more, so in the event of a disaster, more...

The Four-Day Working Week Is the Future - Here's Why

Does Your Business Change in the Summer? Each industry has its own unique business cycles: some are steady throughout the months, while others peak and valley. Many seasonal entrepreneurs feel their businesses are too small to necessitate coverage without realizing how critical it is that they are protected as businesses that operate year-round. With the seasonal peaks summer brings for many, here are some factors...