Insurance Blog

May 25th, 2017 by Lightship Insurance

Is It A Suit Or A Claim?

Is Separate Coverage Required for Suits vs. Claims? You’ve heard of employees filing a suit against their company. You’ve also heard of people making a claim against their employer to demand financial compensation. So what’s the difference? Are these the same? Do you need separate insurance policies to cover claims and suits? Suit definition: A suit is a proceeding involving damages due to personal injury,... Read Article

What To Do If You Have A Water Claim

Moving? Don’t Forget to Pack Your Moving Insurance Your belongings are boxed. Your closing is scheduled. You’ve filed dozens of change-of-address forms. What’s left to do for your move? Have you thought about moving insurance? If you’re hiring professional movers, you may assume you’re covered. This might not be the case. All moving companies are liable for the property they transport. However, their basic liability... Read Article

What To Do If You Are Being Sued

Speech to Computer Interface: Are “Robo-Butlers” Our Future? Computer-dictating systems have been around for years, but until recently they were notoriously – and often laughably – inaccurate, imprecise, and prone to errors. These days more people are interacting with technology using the spoken word. The newest generation of voice-enabled devices makes dictating memos, e-mails, and text messages reliable enough to be practical, and voice assistants,... Read Article

Spring Cleaning Your Insurance

Spring Cleaning: Remember to Dust Off Your Insurance With the arrival of spring, many homeowners equip themselves with cleaning supplies and tackle the accumulated winter grime. If you’re making a checklist for spring chores this month, include a quick cleanup of your personal insurance policies. This yearly review of your coverage should include: Top-to-bottom cleaning: Review your home from shingles to cellar. Have you made... Read Article

Watch Out For Storms

Storm Watch: Don’t Get Blown Away This Spring During this “in like a lion, out like a lamb” month, the weather is nothing if not unpredictable. But the one thing you can usually count on is a storm; at some point this spring, your business will likely be pummeled by high winds and heavy rains. You might even be hit with hail. Dangerous winds, flying... Read Article