Insurance Blog

November 9th, 2012 by Lightship Insurance

Raise My Insurance Deductible?

Why Would I Want to Raise My Insurance Deductible? We’re all looking for ways to save a buck or two. When it comes to homeowners insurance, a great way to put more money in your wallet is to bump up your deductible. “Won’t I have to pay more when I make a claim?” most people ask. Yes, but you’ll likely save in the long run.... Read Article

Simple Life Insurance Buying Tips

Insider Tips Make Buying Insurance as Easy as 1-2-3 Without a knowledge of industry terms, buying life insurance can seem complex and confusing. A little research (and some guidance from your agent) goes a long way toward finding the policy you need without a lot of hassle. When looking into life insurance, consider the following key components. 1. Determine your need for life insurance Different... Read Article

Identity Theft Issues

Only Superheroes Need Alter Egos: Keep Your Identity Safe If Superman used Clark Kent’s credit card to buy a new cape, Clark wouldn’t mind. If Joe bought a new jacket with your credit card, you would definitely mind. You would mind even more if Joe decided to assume your identity and not only use your credit card but steal from your bank account, open an... Read Article

What’s Your Property Worth?

What’s Your Property Worth? How do you establish this value for insurance purposes? Gut feelings aren’t the answer. Following are three terms that are often used interchangeably – and incorrectly so. Understanding these different terms may help establish your property’s value and identify the insurance coverage that’s best for you. Market value is the estimated dollar amount your property would sell for today, including the land it’s... Read Article

A Fun Look At Your New Year’s Resolutions

A Fun Look At  Your 2017 New Year’s Resolutions What New Year’s resolutions did you make for 2017? Be honest – were they the same ones you made for 2016? Researchers tell us that only 8% of those who make New Year’s resolutions actually achieve their goals. Perhaps if we made some of these individuals’ resolutions, that statistic would improve: Stop hanging out with people who ask about... Read Article